This month many of us will be raking leaves, putting away our lawnmowers for the winter, turning our clocks back as daylight saving time comes to an end, and preparing for Thanksgiving.  Some of us will begin our shopping for the upcoming holidays, and other's will be finishing up.  Some will be preparing to travel for the holidays, and some will be welcoming visitors and/or hosting dinner parties in our homes.

Noteable Calendar Events:
Daylight Saving Time EndsNovember 4th

Election DayNovember 6th
Veterans' Day
November 11th

Thanksgiving DayNovember 22nd

     With all of the extra things you have going on this month, do yourself a favor and take a little time to plan.  Create a Task List for the month of November.  Write down everything you